Service Title Co.

June 4, 1999

Service Tile Company
4101 B 84th Street
Lubbock, Texas

Re: Heritage Homes

To Whom It May Concern:

Please consider this a letter of reference for Heritage Homes. Our company has assisted Heritage Homes with all of its real estate transactions since 1993. To date, we have closed several hundred new homes for them. In our experience with Heritage Homes we have found the staff to be of the highest integrity, very personable and committed to customer satisfaction. In addition, the staff of Heritage Homes is well educated in all of the legal issues involved in obtaining residential financing and ultimately the closing of the transaction.

As a result of Heritage Homes’ professionalism and attention to every detail, we have seen countless happy buyers leave our office after closing with keys to their brand new Heritage Home.

We would be happy to discuss any further information that you might require in your consideration to Heritage Homes at any time. Please contact us at (806) 794-9966. Thank you for your consideration of these matters.
Sincerely,

Susan McIntire
Vice-President